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ServicesUpdated 2025-01

Best Banks for Expats in Paraguay

Opening a bank account in Paraguay is easier than many countries, especially once you have residency. Several banks cater to foreigners with English-speaking staff and international transfer capabilities. Here are the best options for expats.

How We Selected

  • Willingness to work with foreigners
  • English-speaking staff
  • Good online/mobile banking
  • Reasonable fees
  • International transfer capabilities
  • USD account options
1

Banco Itaú

Multiple branches
4.5
Medium fees

International bank (Brazilian) with professional service and good international capabilities. Excellent for expats needing regular international transfers.

International bank standardsGood SWIFT transfersUSD accounts availableModern mobile appSome English-speaking staffMultiple convenient branches
2

Banco Atlas

Multiple branches
4.3
Low fees

Most foreigner-friendly local bank. Will open accounts for tourists with passport only. Good starter bank for newcomers.

Opens accounts without residencyEasy process for foreignersDebit cards availableBasic online bankingHelpful with expatsGood branch coverage
3

BBVA

Multiple branches
4.2
Medium-High fees

Spanish international bank with solid reputation. Professional service and good online platform. Requires residency for most products.

International bankStrong online bankingCredit cards availableProfessional serviceGlobal presenceInvestment products
4

Banco Continental

Extensive network
4.0
Low-Medium fees

Large local bank with extensive network. Popular for savings accounts with competitive interest rates. Full range of products.

Largest branch networkGood savings ratesLocal market knowledgeCredit products availableATMs everywhereEstablished reputation
5

Banco Familiar

Multiple branches
3.8
Low fees

Works with foreigners and tourists. Less formal than larger banks. Good option for basic banking needs.

Tourist-friendlyAccessible serviceBasic accounts easy to openLow minimum balancesQuick turnaroundLess paperwork

Pro Tips

  • 1Open Banco Atlas first while waiting for residency
  • 2Once you have cedula, open account at preferred bank
  • 3Keep Wise/Revolut for international transfers (better rates)
  • 4USD accounts useful for holding dollars locally
  • 5Visit main branches for better English support
  • 6Dress professionally for bank visits

Frequently Asked Questions

Can I open a bank account without residency?

Yes, Banco Atlas and Banco Familiar will open basic accounts with just a passport. Full banking services require residency (cedula).

Which bank has the best international transfers?

Banco Itaú is best for regular SWIFT transfers. However, Wise typically offers better exchange rates and lower fees for most transfers.

Can I get a credit card as a foreigner?

Yes, but you'll need residency and usually several months of account history. Some banks require proof of income or a security deposit.

Are there USD accounts available?

Yes, most major banks offer USD savings accounts. Useful for holding dollars and protecting against guaraní fluctuation.

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